What May Trigger the Refusal of Your British Spouse Visa Application?
This is the third article regarding this subject.
Submitting the correct documents together with your British spouse/partner visa application is one of the key ingredients to success. And one of the most frequent reasons for refusal.
This is the third article from the trilogy of articles. These articles identify major problems which may occur with the documents when submitting the document in support of British spouse visa application.
When submitting your visa application you need to ensure that not only you submit all the necessary documents but also that they are in the correct form. So, let us continue:
Special Types of Limited Companies
The Home Office identifies special types of limited companies, which will be placed under a significantly greater degree of scrutiny. You’ll be in the spotlight if:
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You are either a director or employee of the company (or both) or of another company within the same group; and
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You partner or your partner or your or your partner’s. It includes parent, grandparent, child, stepchild, grandchild, brother, sister, uncle, aunt, nephew, niece or first cousin hold shares (directly or indirectly) in this company; and
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less than five other people hold the remaining shares (directly or indirectly) .
If you belong to this special group, you’ll need to provide your Company Tax Return form CT600. This can be a copy or print-out for the last full financial year. You’ll also need to submit evidence that it has been filed with HMRC. For example, you may submit electronic or written acknowledgement from HMRC.
Also, it will help to submit evidence of registration with the Registrar of Companies at Companies House and annual audited accounts, such accounts for the last full financial year. If the company is not required to produce annual audited accounts, then unaudited accounts will suffice. However, as in the previous case, they must be accompanied by your accountant’s certificate of confirmation. Your accountant must be a member of a UK Recognised Supervisory Body or the Institute of Financial Accountants.
Corporate/business bank statements covering the same 12-month period as the Company Tax Return CT600 form will be required with the application.
In addition to the above, you’ll need a current Appointment Report from Companies House and a certificate of VAT registration if applicable.
If you own or lease business premised – you’ll need a document confirming this.
It will only make your application stronger if you, in addition to the above, will also submit proof of registration with HMRC as an employer for the purposes of PAYE and National Insurance, proof of PAYE reference number and Accounts Office reference number.
What May Trigger the Refusal of Your British Spouse Visa Application?
Rental Income
In respect of non-employment income from renting a property, you’ll need a confirmation that you (or your partner) are the owners of the property for which the rental income is received. This can be a copy of the title deeds of the property or of the title register from the Land Registry (or overseas equivalent). You can also provide a mortgage statement.
In addition to these documents, you’ll also need a personal bank statement for or from the 12-month period prior to the date of an application confirming the receipt of income in question. You’ll need to submit these statements together with the rental agreement or contract. These statements and agreements have to be in the name of the property owner (yours or your partner’s).
Income from Dividends
If you are relying on dividends or other income from investments, stocks, shares, bonds or trust funds:
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A certificate showing proof of ownership and the amount(s) of any investment(s).
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A portfolio report (for a financial institution regulated by the Financial Conduct Authority (and the Prudential Regulation Authority where applicable) in the UK). This can also be a dividend voucher showing the company and person’s details with the person’s net dividend amount.
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personal bank statements for or from the 12-month period prior to the date of application showing that the applicant or the sponsor were receiving this income.
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If you are relying on income from interest on savings, then your personal bank statements for or from the 12-month period prior to the date of application showing how much savings you have and the amount of interest you get from these savings.
Income from Pension
To evidence a pension you’ll need two documents. First of all, an official letter from the Department for Work and Pensions (or foreign equivalent). This letter should confirm your pension entitlement and amount. Where applicable, this letter should also reflect any funds withdrawn from the pension account or fund. Secondly, you’ll need to submit it together with at least one personal bank statement in the 12-month period prior to the date of application showing payment of the pension into the person’s account.
And this article concludes the trilogy of articles explaining what documents you need to consider submitting to multiply your chances of succeeding in your British spouse visa application.
My friends, this is the bare minimum I could do, without making you feel overwhelmed and unnecessarily anxious. Keep an eye on my further articles as I’ll, no doubt, will be returning back to this complex aspects of visa applications again.
Further Help
And finally, if you would like to understand the UK visa rules, you may find it useful to attend one of these online courses:
1. ‘Three Secrets of a Successful UK Visitor Visa Application’
2. ’10 Ways to Avoid the Refusal of Your British Citizenship Application’
3. ‘How to Meet the Financial Requirement of Your British Spouse Visa Application when Applying from Outside the UK’
4. ‘How to Avoid the Refusal of Your Adult Dependent Relative UK Visa Application’
For more online courses, check THIS PAGE.
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